Microfinance groups in Sironko District

(Village Savings and Loans Associations)


Intervention area: Microfinance


Situation: 80% of the Ugandan population lives in rural areas. Very often, the large distances to urban centers prevent the communities from accessing financial resources that would enable them to develop an income-generating activity and hence improve the life conditions of their families.


Needs: This part of the population needs to access these resources within their communities as well as receive advice on how to use them efficiently.


Project objectives: Increase the capacity of impoverished rural households to manage their financial resources and withstand shocks to their livelihoods by providing access to basic financial services such as savings and credit, so as to achieve autonomy through a community-managed programme. 


Beneficiaries: Women and their family living below the poverty line (earning less than $1 a day).


Main activities: 1) To provide the financial resources needed for the development of these VSLAs, such as covering the overall costs of trainings and basic working stationaries, 2) To support the implementation through technical assistance provided by Seeds volunteers.


Results: By 2018, 4788 direct beneficiaries have been trained and monitored through our programme. With an average household of 6 children in Uganda, this extends to more than 33 500 indirect beneficiaries. Furthermore, counting on the strict methodology and policies implemented inside the VSLA groups, the programme has prevented bad loan repayment and fostered good governance practices.



  • Ndiiba Empowering Women Foundation: N.E.W. Foundation has been our major partner since 2012 and with their implantation within the rural communities has helped us create and support 133 groups.


Budget: Since 2014: 15.915 € for the formation, training, monitoring of 133 groups as well as for the training of almost 20 local volunteers now qualified for any VSLA trainings.